What is a start up business loan? How do you get a start up loan? Such questions can crop up in the minds of the fresh entrepreneur. You may have plenty of ideas and the skills as well to visualize these ideas becoming a reality.

However, you need money to start a business. Borrowing from friends and relatives is one way of making a start. This is advantageous, in a way, because the repayment of such loans can be flexible. The industry refers to such loans as unsecured loans.

Montblanc Meisterstück Fountain Pens As a teenager, I bought my first quality fountain pen, which had an 18k gold nib. Montblanc 142 Flexible Nib Not knowing the special technique that one must employ to break in and write well with a nib, I was not impressed by the fountain pen's performance and sold it on eBay.

Interestingly, I received twice as much as I paid for it, and I decided that online auctions were a much easier way of making money than depositing newspapers around the neighborhood. Even with so little knowledge, I began buying and selling fountain pens with a good degree of success. Over the years, I got in touch with fellow collectors from around the world, and at one point, I had amassed a collection of 200 fountain pens

Yes, Malaysians love their air conditioned homes but really, there's no need to keep it humming the whole night. Use timers to set the AC to switch off after a couple of hours. Keep the space enclosed and use good old fashion fans to circulate the cool air.

An average temperature of 24C – 26C is comfortable enough for most people.There we hope you enjoyed reading these tips. A little attention will go a long way to making your air cond last and saving you some money.

PROS AND CONS OF HARDWOOD FLOOR *Hardwood floors definitely have a way of making any room look good. Their warm colors and natural look give a room a look that's clean, simple and inviting.

*When properly cared for, hardwood floors can last a lifetime *If your hardwood floors do get scratched, they can be fixed! *Pet does not like smooth surface *More frequent cleaning *every step is loud and detectable when you're walking

The traditional way of making bak kwa is not that hygenic. I know because my two sisters in law used to barbeque them during Chinese New Year.

Meat are minced and then, mixed with a mixture of Chinese red wine (can't recall the name right now), fish sauce, salt and sugar. Then, they are rolled into thin layers of plastics to make them into slices. After that, the meats are dried under the sun (and subject to the elements, flies, ants, dusts etc eewwwss) before they are barbequed with charcoal fire.