Buying a Used Car in Malaysia. The process of buying a used car depends on whether the car is being bought from a dealer or from a private seller. If a car is being bought from a dealer, the process is similar to that of buying a new car.

The exceptions are the transfer document and loan interest rates. The dealer does the paperwork, and the owner collects the car when it is done. If a car is being bought from a private seller, then the paperwork has to be done by the buyer.

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Business Loan Interest Rates. For loans without collateral, the Annual percentage rate is 1.5% per month (18% per year) while loans with collateral have an annual percentage rate of 1% per month which is generally 12% per year.

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